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Policy Highlights
Contact:
Gene Todaro (301) 961-9828
Gene.A.Todaro@schinnerer.com
Target Risks: General, specialty and environmental consultants with pollution liability exposures; Difficult classes: Asbestos
Minimum Premium: $3,500
Available Limits: $500,000 to $25 million
Minimum Self-Insured Retention: $5,000
Available on Excess and Surplus Basis: In all states, the District of Columbia, and U.S. territories (except for Puerto Rico)
Program Features
- Asbestos coverage for incidental exposures and abatement services
- Worldwide claims-made contractors pollution incident coverage
- Coverage for the insured's owned or operated auto at a job site where the pollution condition was created by the loading or unloading of that auto
- Coverage for non-owned or operated auto where the pollution condition was created by loading or unloading
- Free pre-claims assistance and circumstance reporting not subject to self-insured retention
- Innocent principals coverage
- Coverage for tort liability of the named insured's client to pay compensatory damages to a third person or organization
- Coverage for clean-up costs incurred by a third party or mandated by any governmental entity
- Coverage for job site activities and vicarious liability
- Mediation credit up to $25,000 when mediation successfully used to resolve claim
- Retroactive coverage available for eligible firms
- Automatic extended reporting for one, three, or five years
Apply now: To apply for full coverage, please print the Contractors Polution Policy application, fill it out and send it to your broker.
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Questions about coverage
What is pollution incident coverage?
Pollution incident coverage protects professionals from liability if they cause an environmental incident on the job, such as bursting a sewage pipe or spilling pollutants.
Why do I need pollution incident coverage?
Simply put, accidents happen. Many design professionals may face environmental exposure on the job. Pollution coverage provides a layer of security in case something does happen.
What we offer
Schinnerer's stand-alone pollution incident covers bodily injury, property damage and clean–up costs from sudden spills, releases into the environment and other incidents. Retroactive coverage is available for eligible firms.
Stand-alone pollution incident coverage is a claims-made form written on an excess and surplus lines basis. See our Policy Highlights for more information.
This information is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the plan described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to state regulatory approval.
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