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Policy Highlights
Contact:
Jennifer Clements (301) 951-5420
Designonepc@Schinnerer.com
Target Risks: Design professionals including architects, engineers, land surveyors, landscape architects and other specialty consultants. Also included: project delivery methods such as design-build, joint venture, construction management services, and traditional design-bid-build
Availability: All states and the District of Columbia
Program Features
- Limits of employer's liability: $100,000 each accident; $500,000 disease policy limit; $100,000 disease each employee; higher limits are available
- Toll-free claims reporting line
Questions about workers' compensation coverage
What is workers' compensation coverage?
Workers' compensation coverage provides employees with medical care and compensation for lost income when injured in the course of employment.
Why do I need workers' compensation coverage?
Most states require employers to carry workers' compensation coverage, so in many cases, workers' compensation is a must. Whether your state requires it or not, workers' compensation coverage protects employers as well as employees. By protecting employees injured on the job, workers' compensation also protects employers from costly lawsuits and payments.
In addition, workers' compensation generally features broad coverage that takes effect regardless of who is at fault. Any injury incurred while an employee is performing his or her job duties is covered by workers' compensation. With such comprehensive coverage, can anyone afford to be without it?
What we offer
We offer workers' compensation as part of our DesignOne program to our customers who purchase a BOP or TCPP. See our Policy Highlights for more information.
Also see our Frequently Asked Questions about P&C coverage.
Related Documents
This information is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the plan described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to state regulatory approval.
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